by Tarun Agarwal | Jun 30, 2021 | AI, Lending, Marketplaces
Credit and lending are ancient financial products. It is believed that agricultural credit was used in Sumer as far back as 3500 B.C. Subsequently, most civilizations of the world have used credit in one form or another going back thousands of years. The nature of...
by Tarun Agarwal | Jun 4, 2021 | AI, Lending
In another article on AI for Lending we referenced the fact that AI excels at helping lenders solve the fundamental information asymmetries in their business. The online lending ecosystem is very complex and has many players with different roles. In fact...
by Tarun Agarwal | Apr 10, 2021 | AI, Lending
There are several key elements to any successful lending transaction. Most companies in the lending ecosystem specialize in supplying or doing one or more of these key elements well. Capital: the most obvious element, a lender must be able to source risk capital...