OUR LATEST INSIGHTS

The Plato Insights

Deep dives on AI agents, decisioning and the future of lead generation, lending and direct mail.

Showing 1–12 of 29 posts

AI Agents

When AI Agents Shop for Loans: Lead Gen's Next Buyer

AI assistants are starting to shop on consumers' behalf. What changes for lead generators and lenders when the borrower sends an agent.

AI Agents

Agentic AI in Lead Gen: Where LLMs Help, Where They Don't

LLMs read and reason; models price, route and bid. A practical map of where agentic AI belongs in a lead generation business.

AI Agents

GEO for Lenders: How to Get Recommended by AI Answers

Fewer borrowers click search results. A generative engine optimization playbook for lenders to be cited by ChatGPT and AI Overviews.

Affiliate Marketing

Multi-Armed Bandits: Beyond A/B Testing for Affiliates

A/B testing is too slow. Learn how multi-armed bandit algorithms balance exploration and exploitation to optimize affiliate offers in real-time.

Affiliate Marketing

Attribution Windows: Finding the Optimal Lookback Period

Set windows too short and undervalue partners. Too long and overpay. Here's the data-driven approach to optimal attribution lookback periods.

Lead Gen

Attribution Models for Multi-Touch Lead Journeys

Last-click attribution is broken for complex lead journeys. Learn how AI-powered multi-touch attribution assigns credit based on actual influence.

Lead Gen

Real-Time Lead Verification: Reducing Fraud with ML

Lead fraud keeps evolving. See how ML fraud detection keeps pace with bots, fraud farms, and now AI-generated applications.

Lending

Predicting Loan Default Risk Before the Click

Stop overpaying for risky leads. AI pre-bid default prediction lets lenders bid precisely what each lead is worth—no more, no less.

Lending

Personalization at Scale: AI-Powered Loan Offer Matching

Generic loan matching loses deals. Learn how AI matches borrowers to the right product—personal, HELOC, auto—maximizing conversion.

Direct Mail

Lookalike Modeling for High-Value Direct Mail Prospects

Find your next best customers with AI. Lookalike modeling identifies prospects who will behave like your highest-value households.

Direct Mail

Seasonal Timing Optimization in Direct Mail Campaigns

A perfectly targeted mail piece at the wrong time still underperforms. AI timing optimization finds when to mail each segment.

Strategy

The ROI of Real-Time Decisioning in Lead Marketplaces

Speed is a competitive weapon in lead marketplaces. Quantify the revenue impact of sub-100ms scoring and 60-second callbacks.